Your finance Your retirement Sorted in your language
Most expats in Germany have the income. What's missing is a specialist who understands retirement planning, knows property financing, and speaks English or Persian fluently. That is Milad.
But only if you start now. every year you wait compounds the damage
I know exactly what you are going through
because I have been there
I moved to Germany from Iran and spent years confused by a system that was never built for people like us. Insurance documents nobody explained. Pension statements I could not interpret. Mortgage rejections with no real reason given. I figured it out the hard way, so you do not have to.
In their own words
No edits, no summaries
"Seven years in Germany and I still had no idea what my pension would actually be. Milad pulled up my Rentenbescheid in our first call, went through every line in Persian, and showed me exactly the gap. I left with a real plan, not just a product being sold to me."
"Four banks rejected us because of the Blue Card. One didn't even call back. Milad found a lender that works with our profile and we signed for our apartment three months later."
"نمیدونستم که میشه همزمان هم وام مسکن گرفت هم برنامه بازنشستگی داشت. میلاد هر دو رو با هم ست کرد. الان خیالم راحته."
"I thought paying into the Rentenversicherung was enough. Milad showed me I'd be getting around 40% of my current income. Set up a Rürup that also cuts my taxes. Wish someone had told me this three years ago."
"با میلاد یه جلسه داشتم و همه چیز جا افتاد. برای اولین بار کسی بود که به فارسی توضیح داد نه اینکه فقط یه چیزی بفروشه."
"Endlich jemand der es auf Englisch erklärt. Erster Berater der mir wirklich zugehört hat."
"Self-employed, Niederlassungserlaubnis. Didn't think I could get a mortgage here. Milad made it happen."
"میلاد همون شب جواب داد. سریع، واضح، بدون پیچیدگی."
